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Last updated on Aug 27, 2026
Learn how to stay compliant when applying payment surcharges with Maxio Payments, including key rules from card networks, processors, and U.S. state regulations. Surcharge laws and requirements vary widely, so understanding your obligations is essential before enabling surcharging. Review the resources below to help ensure your approach aligns with applicable legal and network standards.
Important: Maxio Payments provides the surcharging tooling, but you are responsible for ensuring compliance with all applicable laws and card network rules. Maxio recommends consulting legal counsel. For the full terms, see the Maxio Payments Terms and Conditions, sections 4.iv and 9.
Review each card network's own surcharging rules:
Review your payment processor's own surcharging guidance:
Surcharge rules differ state by state. To use Maxio Payments surcharging solution, you must manage your own compliance. The links below offer general state-level guidance, but you should seek legal counsel to maintain surcharge compliance.
For an overview of how surcharging works, see Understand Credit Card Surcharging.
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